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Module 123- 125 Review Part 1
Test Description: Module 123- 125 Review Part 1
Instructions: Answer all questions to get your test result.
1) Using one credit card to pay another credit card balance
A
Credit card denial
B
A sign of a debt problem
C
Identity theft
D
Debt settlement
2) Can be appealed
A
The Equal Credit Opportunity Act
B
Debt settlement
C
Credit card denial
D
DMP
3) When someone else uses your name and information to assume your identity
A
Identity theft
B
A sign of a debt problem
C
Credit card denial
D
Debt collectors
4) A summary of expenses and income
A
Credt
B
Debt
C
Payday loan
D
Budget
5) A negotiated arrangement to reduce amount of debt owed
A
Credit card denial
B
Debt settlement
C
Debt collectors
D
DMP
6) A service that works with consumers when their debt becomes unmanageable
A
DMP
B
Payday loan
C
The Equal Credit Opportunity Act
D
Debt collectors
7) Must follow laws of the FDCPA
A
Credit counselor
B
Debt collectors
C
The Equal Credit Opportunity Act
D
Payday loan stores
8) Prohibits discrimination against those applying for credit
A
Debt Collectors
B
Credit Counselors
C
The Equal Credit Opportunity
D
DMP
9) Works with someone with debt management problems
A
Credit counselor
B
Payday loan stores
C
Debt collectors
D
Identity theif
10) A loan someone gets when they are in need of cash fast
A
Mortgage
B
Credit card
C
DMP
D
Payday loan
*select an answer for all questions
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