You do not ever use your credit card, but always pay with cash.

You use credit cards until they are up to the spending limit and you don’t completely pay off the balances each month

You use cash to pay for non-emergency expenditures.

You keep your checkbook carefully balanced.

You make only minimum payments on your credit cards.

With a credit card, you can pay for a big emergency expense.

If you opt in to your debit card’s overdraft protection, you will not be charged overdraft fees. A. True B. False

A debit card will always automatically protect you from spending more money than you have.

A credit card company can charge you a fee even if you do not charge anything to your card.

A credit card can earn you airline miles based on your monthly purchases.

. Purchases made with a debit card can be carried over for more than one month.

The bank can charge an overdraft fee only for the amount you are overdrawn.

A credit card company can charge you interest on the purchases you make before you even receive a bill.

If you have difficulty saving money or you often buy things on impulse, a credit card is a good choice for you.

You can get cash advances with a debit card.

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