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D/S Unit 3 Review
Test Description: D/S Final Review
Instructions: Answer all questions to get your test result.
1) Which of the following is not a good option when it comes to paying for your education?
A
Fill out the FAFSA
B
Ask your parents to take out a loan
C
Plan ahead
D
Get a part-time job
2) Which of the following statements is false?
A
On-the-job training often combines a professional trainer, hands-on activities and formal classroom training.
B
An associateʹs degree is a two-year degree that can offer specialized training and a flexible schedule
C
Students wanting to learn specific skills can look into free or low-cost certifications found online or at community college
D
All high-paying careers require a four-year college degree.
3) A wise college plan does not include:
A
Finding the most expensive, prestigious college so that you can impress future employers
B
Shopping around for the most appropriate, low-cost academic option for your career choice
C
Scoring well on the ACT or SAT
D
Creating a budget and starting to save now
4) The Internal Revenue Service (IRS) is the federal government agency responsible for:
A
All of these
B
Writing tax laws
C
Tax collection and law enforcement
D
Filling out your tax forms
5) What is the difference between gross pay and net pay?
A
Net pay describes your pay after deductions; gross pay is before.
B
Gross and net pay are the same.
C
None of the above
D
Gross pay describes your pay after deductions; net pay is before.
6) When applying for a job, you should:
A
All of these
B
Present yourself well
C
Follow up with the employer
D
Provide a resume and cover letter
7) The day that income tax filings are due in the United States:
A
December 1
B
June 15
C
January 1
D
April 15
8) This tax pays for benefits that workers and families receive for either Social Security or Medicare.
A
Excise tax
B
Sales tax
C
Federal Insurance Contribution Act (FICA)
D
State income tax
9) Our culture thinks student loan debt is normal and that itʹs an acceptable way to pay for college.
A
False
B
True
10) A four-year degree is necessary regardless of which career youʹre entering.
A
True
B
False
11) Since the job market constantly changes, odds are that you will work in more than one career field in your lifetime.
A
False
B
True
12) Early work experiences prior to your career job really have no benefit other than providing a small income.
A
False
B
True
*select an answer for all questions
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