Evan is writing a scholarship essay about the importance of responsible money management. He wants to explain the meaning of borrowing. Which statement below would explain the importance of understanding the process of borrowing money?

The financial counselor that Ariel consulted about her use of credit recommended that she keep her use of credit within safe boundaries. Ariel’s financial counselor most likely told her to:

David earns $5000 per month at his accounting job. He has a student loan payment of $120, a car loan of $300. Which statement is true?

To answer the essay test question about the meaning of open‐end credit, Ryan should include which statement?

Leah is trying to explain the difference between open‐end and closed‐end credit to her roommate. Which statement should she include in her description of closed‐end credit?

Sarah will turn 18 next month. She plans to apply for a credit card. Which statement is true?

Tyler is trying to be responsible in using his new credit card and has heard there is a way to avoid paying interest on the things he charges. How can he LEGALLY avoid paying interest when using his credit card?

Paying the minimum payment on a credit card every month will:

Megan’s credit card statement indicates that she is now paying a Penalty APR. Which scenario best describes what may have happened?

Which is a pawn loan?

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