Becky no longer wants to use her Clothes‐R‐Us store credit card. What is the best thing she could do with the credit card?

When may a person view his/her credit report for free?

When Bryce attempted to borrow money at the bank, he learned that his credit score is low. Which statement best describes what this is likely to mean for Bryce?

Which is NOT an example of a data furnisher?

Jenny is 18‐years‐old and has applied for credit for the first time. Her credit application was declined because she has no credit history. What would you recommend Jenny do to being to build a positive credit history?

Jake’s credit application has been declined because of his negative credit history. Which statement is most likely to be true?

Which of the following is NOT included in an individual’s credit report?

Edward wants to develop a positive credit history. How should he do this?

Open‐end credit is:

When a borrower fails to keep up with mortgage payments and the lender takes possession of the property, ___ may result

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