Anyone can cash a paycheck at a credit union.

Savings accounts are offered at both a credit union and at a bank.

The insurance coverage for a failed bank is up to $250,000 per depositor.

Deposits at federally chartered credit unions and state chartered credit unions are always insured by the same federal agency.

People must purchase one share of a commercial bank before they can become customers.

Over 25% of U.S. households surveyed by the FDIC are either unbanked or underbanked.

A credit union is operated on a for-profit basis.

Without using a bank or credit union, it costs money to cash a paycheck.

The Federal Deposit Insurance Corporation insures credit union deposits if the credit union fails.

Both the Federal Deposit Insurance Corporation and the National Credit Union Share Insurance Fund insure deposits up to $250,000.

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