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Module 98-100 Review
Test Description: Module 98-100 Review
Instructions: Answer all questions to get your test result.
1) Investing in the stock market is a good way to save for a car.
A
.
B
False
C
.
D
True
2) The only option for getting a loan for a car is a bank.
A
True
B
False
3) Not paying your car loan payment each month can affect your credit rating for years and may make it difficult for you to secure a loan later in life
A
False
B
True
4) If you live in _______ area, you are less likely to need a car.
A
An urban
B
None of the above
C
a rural
D
a suburban
5) The _______ is usually the greatest, but not the only expense, to consider when buying a car.
A
interest rate
B
sales tax
C
None of the above
D
sticker price, or sale price of the car
6) The safest place to save money for a car is a
A
1040EZ
B
short-term stock market investment
C
savings account
D
401(k)
7) Proof of _______ is required by most states before you can register a vehicle.
A
a checking account
B
your ability to pay for a car
C
auto insurance
D
all of the above
8) _______ insurance covers damage to another vehicle if you have an accident that you cause.
A
Medical payment
B
Uninsured motorist
C
Comprehensive coverage
D
Property damage liability
9) _______ typically get the best gas mileage.
A
Trucks
B
Sports Cars
C
Compact Cars
D
SUVs
10) The insurance rates for sports cars are usually the
A
lowest
B
most reasonable
C
same as compact cars
D
highest
11) The more appropriate training you receive, the more you increase your
A
guaranteed income
B
human capital
C
debt
D
social status
12) What kinds of financial aid are you NOT required to repay?
A
Personal loans
B
Scholarships
C
Student loans
D
Bank loans
13) The Virginia 529 plan programs allow potential college students to
A
find appropriate scholarships
B
save money for qualified higher education expenses
C
choose the best colleges
D
repay student loans
14) The best time to start a 529 account is
A
as soon as possible
B
sometime in high school
C
your first year in college
D
right before college
15) Typically, the least expensive form of post-high school education is a
A
technical college
B
private four-year college
C
two-year community college
D
public four-year college
*select an answer for all questions
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