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3.03 Health Insurance
Test Description: HTR
Instructions: Answer all questions to get your test result.
1) Managed care networks are required to provide quality care
A
and friendly service
B
at lowest cost possible
C
for clients who pay their bills
D
within 24 hours
2) Mrs. Carter must pay $15.00 each time she visits her doctor. The payment is called:
A
premium
B
deductible
C
revolving payment
D
co-payment
3) A person who is blind is eligible for what type of state-administered assistance program?
A
PPO
B
HMO
C
Medicaid
D
Medicare
4) Tri-care is for:
A
people with low income
B
elderly
C
military
D
unemployed
5) Medicare is for:
A
mentally ill
B
the poor
C
terminally ill
D
the elderly
6) If someone has Medicare B, what must the consumer pay for services?
A
a premium, a deductible, and 20%
B
$5.00 co-pay
C
20% of the total cost
D
a flat fee of $500.00
7) The amount of money that must be paid by the patient for medical services before the policy begins to pay is the:
A
tax
B
collateral
C
PPO
D
deductible
8) Type of insurance where employees are restricted to specific hospitals or doctors is:
A
Private health Insurance
B
deductible
C
PPO
D
BCBS of NC
9) Worker's Compensation is administered by the:
A
County
B
USDHHS
C
State
D
Federal Government
10) What does HMO stand for?
A
Health and Medical Opportunities
B
Human Medical Organization
C
Health Maintenance Organization
D
Human Maintenance Organization
*select an answer for all questions
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