The flat fee the patient pays at the time medical services are provided.

the price paid for insurance . monthly insurance payment

hire doctors to provide health care to member patients. require that patients receive care only from doctors and facilities under their contract,

This is the amount of money you have to pay out of pocket before the company insuring you will pay any expenses.

covers hospital expenses and costs that are not covered by basic health insurance.

do not require patients to go to doctors or facilities in the network. Patients who go outside the network, though, might have to pay higher fees.

is available to people 65 and older or to people who are disabled and cannot work.

refers to health care plans, like HMOs and PPOs, that try to reduce costs by setting up rules for doctors and patients to follow. Managed-care organizations reduce costs

is available only to people with limited income. You must meet certain requirements to be eligible for Medicaid. The program does not pay money to you; instead, it sends payments directly to your health care providers

this insurance provides income for people who cannot work because they have been injured in an accident or have become seriously ill.is a good idea for anyone whose entire livelihood comes from working at a job

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