requests by policyholders for the insurer to pay for a loss

helps survivors pay expenses after a person has died

insurance policies cover regular trips to the doctor and emergency room visits. Many policies also cover surgical procedures, medications, recovery, home care, and so on.

is the amount of protection the insurer will provide. Different kinds of insurance provide different kinds of coverage.

helps protect against lawsuits , refers to your legal responsibility for others' safety. If someone gets hurt while on your property or while in your care, you might be liable.

is a strategy for protecting against risk of loss.

are carefully worded and highly detailed legal contracts that outline the terms of the insurance coverage

Insurance works because lots of people think it is a good idea to insure their assets

is the amount of money you pay before the insurer will pay a claim.

a specified amount of money that the insured/ you must pay before an insurance company will pay a claim.. It's what you pay first

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