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MM Mid-Term MC Part 2
Test Description: Q 37-48
Instructions: Answer all questions to get your test result.
1) When a company places an ad and offers no interest on your purchase for three years
A
cost of the financing is built into the price of the item
B
they are showing their appreciation to you by giving you free money
C
they are not interest in making a profit
D
all the answers
2) A credit score is intended to measure
A
your income level
B
the amount of money you have in the bank
C
how well you handle money
D
your financial success
3) Which of the following statements about college financial aid is false
A
scholarships are only for the highest academic achievers
B
the FAFSA is the first step to receiving any kind of financial aid
C
grants are free money
D
many businesses have scholarships for employees' children
4) Which of the following is not one of the 3 basic reasons for saving money
A
vacations
B
build wealth
C
purchases
D
emergency fund
5) If you were thinking about buying your dream car, but decided not to buy it because you realized what you wouldn't be able to do if you bought the car it would be an example of
A
opportunity cost
B
brand recognition
C
be backs
D
buyer's remorse
6) Which of the following is not a need
A
housing
B
utilities
C
furniture
D
food
7) What is the most likely cause for the direct correlation between the number of hours you watch TV and the amount of money you spend?
A
advertising
B
all of these
C
examining buying motives
D
caveat emptor
8) Which of the following is something that a typical millionaire would do
A
spend less money than he makes
B
carry debt
C
replace things that aren't broken
D
lease a new car
9) Which of the following is not a good idea for getting out of debt
A
borrow money from your parents to pay for the debt
B
get a part time job or work overtime
C
sell something
D
quit borrowing money
10) Which of the following is a reason that people don't save money
A
they do not live on a budget
B
all of these
C
they lack discipline
D
they lack focus
*select an answer for all questions
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