Closed-end credit is also known as revolving credit.
“Balance transfer fees” and “cash advance fees” are both examples of Transaction Fees.
The trade-off to no credit history check is lower interest rates and fees.
A borrower is a person or organization that makes funds available for others to borrow.
Public information on your credit report includes things like tax leins, bankruptcy, and foreclosures.
The three credit reporting agencies are Equifax, TransUnion, and Experian.
Credit availability depends on lenders trusting that you will pay back the loan as agreed.
A Schumer Box helps you to closely compare credit card offers by displaying the information in plain English in an easy-to-read table.
It is important to read your monthly credit card statement to check for errors or unauthorized charges.
A cash advance is when you use your credit card at an ATM to withdraw cash.
Paying the minimum payment on a credit card every month will:
Sarah will turn 18 next month. She plans to apply for a credit card. Which statement is true?
When may a person view his/her credit report for free?
Which of the following is NOT included in an individual’s credit report?
The maximum amount that you can borrow at any one time
known as 'reorganization', when a repayment plan is created to pay back a portion of your debt over a 3-5 year period
A quick guideline for how much debt you should reasonably have.
When money is taken directly from your wages to pay back debts.
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