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True/False Test Part 2
Test Description: Questions 107-126
Instructions: Answer all questions to get your test result.
1) If you are a victim of identity theft, you are only responsible for paying back half of the debt
A
False
B
True
2) Your FICO score is only affected by your debt
A
False
B
True
3) You must go to a prestigious school in order for employers to recognize your talents and strengths
A
True
B
False
4) Your bank statement balance will always match your check register balance
A
False
B
True
5) A payment for a 30 year mortgage is twice as much as a payment for a 15 year mortgage
A
True
B
False
6) Since you are a teenager, what you do now with money will have little effect on your financial future
A
True
B
False
7) Your income level greatly affects your saving habits
A
False
B
True
8) Most Americans today are wealthy and have financial security when they retire
A
True
B
False
9) If you plan to attend a community college for your first 2 years, some of your courses will not always transfer to the 4 year college of your choice
A
True
B
False
10) Saving over time means you will never tend to go into debt
A
False
B
True
11) You should shop for the best price for your education in the same way you comparison shop for any large purchase
A
True
B
False
12) Never buy something you do not fully understand
A
False
B
True
13) Pay yourself first means you should assign a portion of your income to saving and investing every month
A
True
B
False
14) Budgeting is crucial to your financial success
A
False
B
True
15) The best quality colleges are always the most expensive
A
False
B
True
16) You save for 3 basic reasons: emergency funds, purchases and vacations
A
True
B
False
17) Your emergency fund is considered an investment
A
False
B
True
18) Obtaining financial aid to the only way to help pay for your college degree
A
False
B
True
19) The first thing you should save for is your retirement fund
A
True
B
False
20) You should never wait overnight before buying a major purchase because they may not have anymore the next day
A
True
B
False
*select an answer for all questions
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