When it comes to saving money, the amount you save is determined by how much money you have left at the end of the month once all of your spending is done

Everyone should have the same financial plan

Writing and following a zero-based budget will help you avoid overspending and impulse purchases

Credit Card companies do not have the authority to see what is on your credit report

Inflation has no effect on your buying power

Debt Snowball involves paying your largest debt first

The credit system today is structured to acommodate a state of uncertain employment and income stability, utilizing high interest rates and fees to turn huge profits

The number one cause of divorce in America is stress and disagreements over money

A significant purchase for most people is something over $500

Advertising no payments for 2 years also means the interest starts after 2 years

Co-signing a loan is a good way to help a friend or relative

A four year degree is necessary regardless of which career you are entering

If you purchase an item using the 90 days same as cash and don't pay after 90 days, the interest is figured from the day of purchase

Your emergency fund should be kept in the same place as your spending money

When you use your debit card, the money is automatically withdrawn from your checking account

You must establish credit in order to buy a house

Grands do not have to be repaid

When you are in high school, you won't ever need an emergency fund

The time to complete Trade school and an Associate's degree is the same

Teens are a huge target of credit card companies today

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