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Financial Literacy Review
Test Description: REVIEW GAME
Instructions: Answer all questions to get your test result.
1) What insurance covers a crash with another car?
A
comprehensive insurance
B
your mom
C
collision insurance
D
liability insurance
2) What is a bad credit indicator?
A
always paying on time
B
keeping open accounts
C
using as cash advance
D
buying dozens of cat toys on amazon even though you have no cats
3) What is insurance?
A
stupid stuff you have to pay for because you NEVER get in wrecks or get sick
B
arrangement between insurer and company to protect from risk
C
risk-free plan
D
arrangement with individual and insurer to protect individual from risk
4) What is not a federal spending category?
A
natural defense
B
education
C
social security
D
income security
5) What is a fee paid to the insurer to be covered under the specified terms?
A
allowance
B
policyholder
C
deductible
D
premium
6) What is great for emergencies but has bad interest rates?
A
credit
B
debit
C
buying a house so baby mama's stop driving by your apartment
D
insurance
7) How do you calculate net worth?
A
car plus the cash your mom gives you so you can hang with yo buds
B
stocks minus liabilities
C
assets plus stocks
D
assets minus liabilites
8) What will NOT improve your financial life?
A
save often
B
buy a home
C
get an education
D
live above your means
9) What is a benefit of buying a home?
A
career flexibility
B
little freedom
C
tax advangtages
D
you don't have to crash at your mom's crib no more
10) What is the best time to start saving for retirement?
A
when you have the extra money
B
as a young child
C
when you get a permanent job
D
when you get your first job
*select an answer for all questions
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