Because investments are often risky, you should make them in addition to - not instead of - regular savings.

A regular savings account is illiquid because you cannot withdraw your money at any time without penalty.

The type of savings account offered to members of a credit union is called a

Earnings on savings can be measured by the rate of return, or yield (APY).

Which of the following is NOT a disadvantage of investments through a brokerage firm?

Corporate bonds are debt obligations of state/local governments, whereas municipal bonds are debt obligations of corporations.

A financial market or a group of securities in which prices are rising or are expected to rise is known as a

A market condition in which the prices of securities are falling is called a

The phrase "Don't put all your eggs in one basket" illustrates the concept of diversification.

APY stands for

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