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Unit 1: Controlling Your Spending
Test Description: Unit 1 Preview
Instructions: Answer all questions to get your test result.
1) Develop thrifty habits can help you
A
get into debt
B
open a bank acount
C
stay out of debt
D
open a saving account
2) Many people change their spendining habits in order to
A
spend all their money on nonsense
B
save for emergencies
C
give into marketing pressure
D
give it away
3) To manage your money wisely, you must balance your
A
body weight
B
bills
C
purchases
D
needs and wants
4) It's all right to spend money on extra things if you can
A
afford the expense
B
get a discount
C
buy it in the store
D
not afford the expense
5) If a clerk makes ____________ with your money, good financial records can help you prove it.
A
refund
B
sale
C
mistake
D
buyback
6) You can make a ____________ when you put money into your bank account.
A
refund
B
sale
C
withdrawal
D
deposit
7) A budget is a spending plan that can help you
A
save money
B
borrow money
C
pay in easy installments
D
manage your money better
8) Cash sent through the mail can easily be
A
lost and stolen
B
just lost
C
just stolen
D
lost and found
9) If you have a checking account, the bank will send your statement showing all your montly
A
borrow money
B
account activities
C
check stubs
D
earnings
10) An example of a necessary expense is
A
dinner and a movie
B
rental payment
C
concert tickets
D
restaurant meal
*select an answer for all questions
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