Which statement(s) describe the relationship between risk and insurance?

Which of the following factors do insurance companies use to determine the potential risk of an applicant?

Which insurance professional calculates risk based on loss percentage and determines insurance rates and premiums?

The most effective way for insurers to employ risk pooling is to:

Covers medical expenses for you in case of an accident

a statement of the interest your bank paid on your savings for the year

A health care plan that is supported by the fed and state gvt. for low income families.

tax charged on the profits made on the sale of something that was purchased at a lower price

A small fixed amount required by a health insurer to be paid by the insured for each outpatient visit or drug prescription

allows participants to seek health care from any qualified medical provider

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