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PF 6.02
Test Description: 6.02 questions
Instructions: Answer all questions to get your test result.
1) A disadvantage of this mode of transportation is that costs are higher than other modes.
A
Taxicabs
B
Bicycling
C
Carpooling
D
Public transit
2) Nicole is listing features she wants and needs in her new car. Which step in meeting transportation needs is this?
A
Obtain automobile insurance
B
Do the research
C
List transportation options
D
Set priorities
3) Nate is comparing motorcycles and services available at a small local dealership with those in a much larger city dealership. Which type of research for a vehicle purchase is this
A
Researching where to buy
B
Researching options for financing
C
Researching prices
D
Researching used vs. new vehicles
4) An advantage for a first-time buyer of buying a used car instead of a new one is that used cars:
A
decrease in value more quickly than new cars.
B
may have been involved in prior accidents.
C
are less likely to need repairs and replacements.
D
are more likely to be affordable for younger buyers.
5) Sally bought her new car from a dealer that represented Ford manufacturers. Which is MOST LIKELY true of Sally’s new car?
A
Will not have a warranty
B
Will only be available for leasing, not buying
C
Was bought on Internet auction
D
Was bought from a traditional dealership
6) When researching makes and models of trucks, Andy checked trucks for headroom, legroom, and seating. Which factor to consider when buying vehicles is this?
A
Power and performance
B
Comfort and convenience
C
Fuel economy
D
Reliability
7) Joey discovered that features like leather seats, sun roof and special rims are available on new cars at an extra cost. Which type of pricing is this?
A
Book value
B
Options and options packages
C
Base price
D
Invoice price
8) Brad needs to find an installment loan where his monthly payments will be as low as possible. One condition of this is having:
A
a longer term to repay the loan.
B
to obtain financing from a bank.
C
to obtain financing from the a dealership.
D
to lease, rather than buy, a vehicle.
9) When Blake’s car slid on ice off the road into a tree, his insurance paid for the injuries to his passenger. Which type of insurance is this?
A
Collision
B
Comprehensive physical damage
C
Medical
D
Liability
10) What is liability insurance?
A
Covers when liable or responsible for an accident where others are injured or killed
B
Pays for loss or damage not resulting from a collision---e.g., fire, theft, falling objects
C
The cost for insurance coverage for the term of the insurance policy
D
Pays for loss or damages to insured person’s care due to accident
*select an answer for all questions
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