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PF 2.02
Test Description: NC Standard 2.02 - Personal Finance
Instructions: Answer all questions to get your test result.
1) Which illustrates using available media to communicate and protect others?
A
Sending in your sweepstakes response to get your name in the drawing
B
Calling your daughter to warn about scam artists going door to door
C
Telling your legislator your views about the state lottery
D
Texting your dad to please put some money into your bank account
2) Which illustrates seeking help from a local agency?
A
Contacting the Better Business Bureau
B
Writing the State Attorney General's office
C
Texting a friend who works as a certified public accountant
D
Calling your legislator to complain about telemarketers calling your home
3) Which illustrates reporting a fraudulent scam to a consumer government agency?
A
Calling your legislator to complain about telemarketers calling your home
B
Telling a postal clerk about an unwanted sweepstakes offer you received
C
Texting your mom to ask her if she's heard of a credit card company
D
Completing a complaint form and submitting it on the Federal Trade Commission website
4) Which illustrates a vague offer expecting one to pay up front? The woman:
A
refused to answer certain questions the shopper asked
B
asked the shopper to share her email address and Social Security number.
C
promised the shopper she'd tell her how to get the piano at no cost if she'd purchase piano lessons
D
avoided telling the shopper where her business was based
5) Which illustrates concealing information? The man:
A
in the booth at the mall refused to tell where his business was located
B
said that the special price was only good for twenty-four hours.
C
said that the table linens were handmade
D
told people he was collecting for the homeless, but kept the money for himself.
6) Which illustrates a typical line from a sweepstakes letter?
A
"Mail $10 to three people, and in a few short days, you'll start receiving cash in the mail!"
B
"You are the lucky winner. Pay only $50 handling fees and claim your cash prize up to $50,000."
C
"Purchase special software for only $500, start your own business, and earn quick profits."
D
"Purchase your ticket now for a chance to win over $150,000."
7) Which illustrates a typical line from a lottery promotion?
A
"You are the lucky winner. Pay only $50 handling fees and claim your cash prize up to $50,000."
B
"Mail $10 to three people, and in a few short days, you'll start receiving cash in the mail!"
C
"Purchase your ticket now for a chance to win over $150,000."
D
"Purchase special software for only $500, start your own business, and earn quick profits."
8) Which illustrates a typical line from an earn-money-at-home offer?
A
"You are the lucky winner. Pay only $50 handling fees and claim your cash prize up to $50,000."
B
"Purchase special software for only $500, start your own business, and earn quick profits."
C
"Purchase your ticket now for a chance to win over $150,000."
D
"Mail $10 to three people, and in a few short days, you'll start receiving cash in the mail!"
9) On the day of his Superbowl party, Dan went to the store four times to shop for snacks. Dan's behavior illustrates failure to:
A
protect
B
be informed.
C
communicate
D
plan
10) Lisa did not discuss her planned purchase of new bedroom furniture. When the furniture was delivered, her husband was not pleased . Lisa's behavior illustrates failure to
A
communicate
B
plan
C
be informed
D
protect
*select an answer for all questions
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