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PF 2.01
Test Description: NC Standards
Instructions: Answer all questions to get your test result.
1) Which is an example of an adult in a mid-years family?
A
Terry, age 58, lives with her 60-year-old husband, both plan to retire in five years
B
Tammy, age 23, plans to get married in the spring
C
Shirley, age 30, single mom with two sons in middle school, adopting an infant girl
D
Steve, age 38, married, two small children
2) Which is an example of a typical need of an expanding family?
A
Transfering funds to pay their son's college tuition
B
Purchasing supplies for a nursery for the new baby
C
Completing education needed to match career goals
D
Saving money for child's college tuition
3) Which is a variation of the typical family life cycle?
A
A couple are planning a winter wedding.
B
A couple have decided not to have children.
C
A mother and father have two children in elementary school.
D
A mother and father have three children in college at the same time.
4) Which is an example of a typical need of a beginning family?
A
Planning retirement funds
B
Finding a home large enough for growing children
C
Completing education needed to match career goals
D
Transferring funds to pay their son's college tuition
5) Which is an example of a typical income for an adult in a mid-years family?
A
Volunteer for a community service organization
B
Large salary for a management position
C
Minimum wage job
D
Commission as a salesman for a car dealership
6) Which is an example of a typical income for a teen in a parenting family?
A
Volunteer to work for a service group with no pay
B
Minimum wage job
C
Commission as a salesman for a car dealership
D
Large salary as company vice-president
7) Which is an example of a typical expense for an adult in a launching family?
A
Down payment for a condominium
B
College tuition
C
Increased medical bills
D
Music lessons
8) Doris and Bill Alston met with their lawyer to review their last will to be sure their children would be well-provided-for. Which stage of the life cycle does this illustrate?
A
Wealth distribution
B
Before financial life cycle begins
C
Basic wealth protection
D
Wealth accumulation
9) After her divorce, Marissa earned her master's degree and was hired as an executive in a downtown business firm. Which lifestyle conditions does this illustrate?
A
Dependents, education level, and health condition
B
Marital status, education level, and employment status
C
Marital status, economic outlook, and age
D
Economic outlook, marital status, and employment status
10) Which is a variation of the typical family life cycle?
A
An elderly couple live alone now that their children are grown.
B
Newlyweds are talking about the best time to start a family.
C
A mother's two children are in middle school; the stepfather's two children are grown.
D
A mother and father have two children in high school.
*select an answer for all questions
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