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Taxes And Insurance Test
Test Description: Econ and Personal Finance Test on Taxes and Insurance Unit review
Instructions: Answer all questions to get your test result.
1) A fee a patient pays for a medical service is called a ___.
A
exclusion
B
benefit limit
C
co-payment
D
provision
2) A statistical expert who collects and compiles data about life expectancy is called a(n) ___.
A
beneficiary
B
dependent
C
actuary
D
insurer
3) ___ life insurance is renewed annually with yearly premium increases.
A
universal
B
credit
C
whole
D
term
4) ___ life insurance is permanent and has fixed premiums, interest rates and cash value.
A
credit
B
universal
C
whole
D
term
5) ___ life insurance is permanent with flexible premiums and interest rates.
A
term
B
whole
C
universal
D
credit
6) This insurance would cover the costs of physical repairs to a car damaged in an event other than an accident with another car.
A
collision insurance
B
bodily injury liability
C
property damage liability
D
comprehensive physical damage
7) Insurance coverage that enables you to get your own insurance company to pay your bills if you are in an accident with a motorist who has no insurance is called
A
bodily injury liability
B
collision insurance
C
uninsured/underinsured motorists protection
D
no-fault insurance
8) Insurance coverage that pays your medical bills as well as those of your passengers after an accident is called
A
comprehensive physical damage
B
no-fault insurance
C
medical payments coverage
D
bodily injury liability
9) This protects you from paying the full medical bills or legal bills for someone who is injured in an accident you caused.
A
medical payments coverage
B
comprehensive physical damage
C
no-fault insurance
D
bodily injury liability
10) ____ insurance is for protection against lawsuits.
A
Liability
B
Disability
C
Property
D
Life
*select an answer for all questions
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