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Credit Unit Test 2

Test Description: Second review game for credit unit test in Econ & Personal Finance

Instructions: Answer all questions to get your test result.

1) A ___ credit inquiry has an impact on your credit record.

Apublic Blien Csoft Dhard

2) The FICO score was created by ___.

AFair Isaac Corp. BFair Income Corp. CFair Ingrid Corp. DFair Ivan Corp.

3) The ____ Act protects consumers' rights by giving access to information on credit reports and allowing you to correct errors.

AFair Credit Reporting BFair & Accurate Credit Transactions CFair Debt Collection DEqual Credit Opportunity

4) The ____ Act makes it possible to get a free credit report from all three credit bureaus once a year.

AFair Debt Collection BNone of these CEqual Credit Opportunity DFair & Accurate Credit Transactions

5) The first tier in prioritizing bills is ____.

Afood Bpay yourself--10% for emergencies Crent Dutilities

6) The ___ works under the FTC and protects consumers from unfair business practices, deception, and fraud.

AEqual Credit Opportunity Bureau BBureau of Collection CNone of these DBureau of Consumer Protection

7) The ___ protects consumers from abusive debt collection practices.

AFair Debt Collection Practices Act BBureau of Collection Practices CEqual Opportunity Credit Act DBureau of Consumer Protection

8) The two most important types of bankruptcy for individuals are ___.

AChapters 8 and 12 BChapters 7 and 12 CChapters 7 and 13 DChapters 8 and 13

9) When filing for bankruptcy, some property might be considered as exempt, which of the following is not exempt?

Awork-related tools Bvacation home Cbasic household furnishings Dmodest car

10) If a party in a lawsuit has no attorney, they are said to be ____.

Apro litigant Bpro se litigant Cpro bono Dpro se bono

*select an answer for all questions

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