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Finance Review
Test Description: Finance
Instructions: Answer all questions to get your test result.
1) The amount of a loan is also know as the:
A
Principle
B
Collateral
C
None of the above
D
Total
2) When a person's income is more than their expenses they have:
A
Budget
B
Savings
C
None of the above
D
Debt
3) Someone who purchases goods and services for personal use is a:
A
Lender
B
Buyer
C
Trader
D
Consumer
4) Someone who makes funds available to another with the expectation that the funds will be repaid plus interest:
A
Lender
B
Consumer
C
Trader
D
Buyer
5) A list of all planned expenses and income:
A
Capital
B
Budget
C
None of the above
D
Bank statement
6) The average mortgage last how long?
A
both A and B
B
None of the above
C
30 years
D
360 months
7) Which of the following is not one of the
A
Conditions
B
Capital
C
Caution
D
Capacity
8) A loan to buy a home that is guaranteed by the property the loan is being used to purchase.
A
Credit
B
Mortgage
C
Grant
D
Principal
9) A debit card represents
A
Neither A or B
B
Both A and B
C
Money you have in your checking account
D
Money you are borrowing
10) The cost of using money provided by a loan, mortgage, credit card, or line of credit.
A
Payment
B
Capital
C
Interest
D
Inflation
*select an answer for all questions
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