Net pay is

A budget is

All of the following is an example of an expense category but the following...

At the end of the month, find the total amount spent in each budget category... then

Your gross income is equal to net income minus taxes.

A budget should not include any amount for personal savings.

Setting goals is an important part of starting a budget.

It is important to put some fun money in your budget.

A good rule of thumb is to have one month of expense saved up in an emergency account.

Bills that vary monthly depending on amount owed

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