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Unit 4-Other Financial Services Part #2
Test Description: Other Financial Services
Instructions: Answer all questions to get your test result.
1) 11 1/2 % written as a decimal is
A
11.5
B
1.15
C
11.1/5
D
.115
2) Simple Interest- $1000 at 10% for 1 year. What is the interest earned?
A
None of the above
B
100
C
10
D
110
3) What does EFT stand for
A
Electronic funds transfers
B
Efficient funds teller
C
Elastic fee transfer
D
Electronic fee teller
4) You should write your PIN on your ATM/Debit Card
A
False
B
True
C
Not this one
D
Not this one
5) A bank can issue an official bank check for you
A
True
B
Not this one
C
False
D
Not this one
6) The only person who has a key to a safe-deposit box is the renter
A
True
B
False
C
Not this one
D
Not this one
7) The amount of money you will earn in interest is called
A
CD
B
liquid
C
money market
D
yield
8) An account with a higher rate of interest but with restrictions, including penalties for early withdrawal
A
Money Market Deposit Account
B
Checking Account
C
Savings Account
D
Certification of Deposit (CD)
9) Which of the following can be done through electronic funds transfers (EFTs)?
A
pre-authorized payments
B
direct deposit of paycheck
C
all of them
D
Point of sales transfers
10) Who is your favorite teacher?
A
Mr. Scherer
B
Mr. Scherer
C
Mr. Scherer
D
Mr. Scherer
*select an answer for all questions
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