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Ramsey Ch 7 Pt 2
Test Description: College Planning
Instructions: Answer all questions to get your test result.
1) Many service industries, including massage therapy, financial services, auto repair, electrical work, and plumbing , don't require four-year degrees.
A
False
B
Maybe
C
True
D
Pancakes
2) Dropping out of college means you don't have to pay your student loans.
A
True
B
False
C
Chiefs
D
Jaguars
3) Certificate programs, boot camps, and accelerated programs are typically more __________ than other educational programs.
A
Flexible
B
Expensive
C
Time consuming
D
Challenging
4) Most students don't consider that they'll end up paying far more than the original amount they borrowed on their student loans because of ________.
A
Monthly payments
B
Higher income
C
The debt snowball
D
Interest rates
5) It's okay to not understand all the specifics of your financial aid before accepting the money.
A
phineas
B
False
C
ferb
D
True
6) To decide if you're passionate about something, consider . . .
A
Getting certified in it
B
Going to school for it
C
Enlisting in the military
D
Volunteering in that field first
7) We should volunteer because....
A
serving others is what Jesus wants us to do
B
it looks good on a resume
C
all of the above
D
it looks good on a scholarship application
8) I should choose a trade school instead of a four year college
A
true
B
false
C
maybe, depending on my skills and passions
D
absolutely not
9) Which of the following wasnt talked about by Ramsey but is the most important part of college planning?
A
staying out of debt
B
prayer
C
financial implications
D
degrees offered by college of choice
10) which of the following is NOT a non tuition cost associated with college?
A
textbooks
B
interest on loan
C
company vehicle
D
housing
11) Some tech schools like WSU tech will allow you to earn __________________ at a lower tuition cost while you are still in high school
A
general ed college credit
B
graduate credits
C
agricultural credits
D
bachelors degrees
12) you are going to have to sacrifice some things that might be more fun in order to get through college debt free
A
false
B
no way
C
not always
D
true
13) in order to determine your career path, you should pray, explore what you are passionate about, and what you are ____________ at
A
bad
B
horrible
C
inept
D
good
*select an answer for all questions
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