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Personal Budgeting
Test Description: Review in preparation for a test.
Instructions: Answer all questions to get your test result.
1) A legal agreement where a creditor lends money at interest in exchange for taking title of the debtor's property
A
Bonds
B
401K
C
Mortgage
D
Bankrupt
2) a public service, as a phone, electricity, water/sewer, or the like. rents and leases
A
Bonds
B
Bankrupt
C
Utilities
D
Expenses
3) a permit to own or use something or do a particular thing.
A
License
B
Goals
C
Expenses
D
Utilities
4) An undesirable condition that people believe should be corrected.
A
Bankrupt
B
Social Issue
C
Stocks
D
Identity Theft
5) the cost required for something; the money spent on something.
A
401K
B
Utilities
C
Expenses
D
Bonds
6) A savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date.
A
529 College Fund
B
Index Fund
C
Certificate of Deposite
D
Individual Retirement Account
7) UN System to help them achieve the standards set out in the UN Charter and the Universal Declaration of _______________.
A
Food Rights
B
Responsibility
C
Health Rights
D
Human Rights
8) Which is not a member of the G 8 Summit?
A
Japan
B
France
C
USA
D
Saudi Arabia
9) This is the area that is easily manipulated to accommodate other parts of your budget
A
Income
B
Savings
C
Necessary Expenses
D
Discretionary Spending
10) Which is not one of the four types of market place insurance plans?
A
Preferred Provider Organization (PPO)
B
Exclusive Provider Organization (EPO)
C
Health Maintenance Organization (HMO)
D
Health Departmental Reporter (HDR)
11) A type of security that signifies ownership in a corporation.
A
Certificate of Deposit
B
Index Fund
C
Bonds
D
Stocks
12) A tax or duty to be paid on a particular class of imports or exports.
A
Alliance
B
Tariff
C
Interest
D
Bonds
13) Which is not one of the main types of interest?
A
Compounding
B
Variable Rate
C
Fixed Rate
D
Under Rate Assigned
*select an answer for all questions
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