The difference between the budgeted amount and the actual amount you spend.

Take-home pay

Things you want to accomplish.

Spending, saving, and investing your money so you can enjoy the kind of life you want, along with financial security.

Sometimes called a trade-off; what you give up when you make one choice instead of another.

Expenses that occur regularly and are regularly paid.

Extra money that can be spent or saved.

The result of more money being spent than is earned or received.

The total amount of money earned for a specific time.

Expenses that change and can be controlled more easily than others.

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