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Unit 16 Module 157: Health Insurance Choices
Test Description: Unit 16 Module 157: Health Insurance Choices
Instructions: Answer all questions to get your test result.
1) The flat fee the patient pays at the time medical services are provided.
A
Copayment (or Copay or Coinsurance):
B
Major medical insurance
C
Dental and vision insurance
D
disability insurance
2) the price paid for insurance . monthly insurance payment
A
Medicare
B
Deductible
C
Health Maintenance Organizations (HMOs)
D
premiums
3) hire doctors to provide health care to member patients. require that patients receive care only from doctors and facilities under their contract,
A
Health Maintenance Organizations (HMOs)
B
Dental and vision insurance
C
Preferred Provider Organizations (PPOs)
D
Insurance is a
4) This is the amount of money you have to pay out of pocket before the company insuring you will pay any expenses.
A
Medicare
B
Major medical insurance
C
Insurance Premium
D
Deductible
5) covers hospital expenses and costs that are not covered by basic health insurance.
A
disability insurance
B
Major medical insurance
C
Preferred Provider Organizations (PPOs)
D
Managed care
6) do not require patients to go to doctors or facilities in the network. Patients who go outside the network, though, might have to pay higher fees.
A
Insurance is a risk management from Financial loss
B
Dental and vision insurance
C
Preferred Provider Organizations (PPOs)
D
Insurance Premium
7) is available to people 65 and older or to people who are disabled and cannot work.
A
Medicare
B
Medicaid
C
Health Maintenance Organizations (HMOs)
D
PPO
8) refers to health care plans, like HMOs and PPOs, that try to reduce costs by setting up rules for doctors and patients to follow. Managed-care organizations reduce costs
A
Managed care
B
hospital care, surgery, and physicians' care, including annual physicals, up to a certain point
C
Medicare
D
Medicaid
9) is available only to people with limited income. You must meet certain requirements to be eligible for Medicaid. The program does not pay money to you; instead, it sends payments directly to your health care providers
A
Deductible
B
disability insurance
C
Medicaid
D
Medicare
10) this insurance provides income for people who cannot work because they have been injured in an accident or have become seriously ill.is a good idea for anyone whose entire livelihood comes from working at a job
A
Dental and vision insurance
B
Insurance is a
C
Major medical insurance
D
disability insurance
*select an answer for all questions
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