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Unit 15 Insurance Basics Module 156 Terms
Test Description: Unit 15 Insurance Basics Module 156 terms
Instructions: Answer all questions to get your test result.
1) requests by policyholders for the insurer to pay for a loss
A
Coverage
B
premiums
C
Policies
D
claims
2) helps survivors pay expenses after a person has died
A
Health Insurance
B
Insurance
C
Life Insurance
D
Liability Insurance
3) insurance policies cover regular trips to the doctor and emergency room visits. Many policies also cover surgical procedures, medications, recovery, home care, and so on.
A
Health Insurance
B
Liability Insurance
C
Property
D
Life Insurance
4) is the amount of protection the insurer will provide. Different kinds of insurance provide different kinds of coverage.
A
Insurance
B
claims
C
Coverage
D
Policies
5) helps protect against lawsuits , refers to your legal responsibility for others' safety. If someone gets hurt while on your property or while in your care, you might be liable.
A
Property Insurance
B
Liability Insurance
C
Life Insurance
D
Health Insurance
6) is a strategy for protecting against risk of loss.
A
Risk management
B
Insurance
C
Life Insurance
D
Coverage
7) are carefully worded and highly detailed legal contracts that outline the terms of the insurance coverage
A
premiums
B
claims
C
Policies
D
Coverage
8) Insurance works because lots of people think it is a good idea to insure their assets
A
against risk of loss
B
peace of mind
C
Deductiable
D
Risk management
9) is the amount of money you pay before the insurer will pay a claim.
A
Insurance
B
Coverage
C
deductible
D
Policies
10) a specified amount of money that the insured/ you must pay before an insurance company will pay a claim.. It's what you pay first
A
premiums
B
Deductible
C
FDIC
D
Coverage
*select an answer for all questions
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