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CH 3 PD 102
Test Description: Time and money management
Instructions: Answer all questions to get your test result.
1) The best way to approach time management is to remember that you are not in control of time.
A
true
B
false
2) In general, how long should you study for each hour you spend in class?
A
1/2 hour
B
2 hours
C
4 hours
D
1 hour
3) Let feelings follow actions.
A
true
B
false
4) The goal of the Money Monitor/Money Plan is to create a strict budget.
A
true
B
false
5) A vague or general goal can be difficult to achieve.
A
true
B
false
6) What’s one way to “get the most out of now”?
A
Don’t always study in the same place
B
Be aware of your best time of day
C
Study easy subjects first
D
Do whatever you feel like doing
7) Using a long term planner and/or calendar can help you anticipate what the demands are and protect you from last minute crunches
A
true
B
false
8) To effectively manage your money, you should do which of the following?
A
Apply money-management strategies
B
Make more money
C
combination of all 3
D
Spend less than you have
9) This number ranges from 300-850; the higher the number, the better
A
credit score
B
amount of days you can live off your savings in an emergency
10) What’s the best way to achieve a goal?
A
Keep it general
B
Translate it into specific, concrete behaviors
C
Don’t tell others about it
D
Don’t be bold, play it safe
*select an answer for all questions
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