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Legal proceeding for a person or business unable to pay an outstanding debt
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Law that states that a consumer’s credit application can only be judged on the basis on financial responsibility not the applicant’s gender, race, marital status, age, national origin, or receipt of public assistance
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Form of bankruptcy that allows businesses to create a plan to “reorganize” and pay off their debts over time
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Sets the maximum amount of interest that can be charged for a loan
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Person or business providing credit
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Creditor is defined as:
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Form of bankruptcy that allows an individual to submit a plan to repay debts in 3 to 5 years.
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
Law that grants consumers to the right to know who requests to view their credit report over the past year
Usury
Person or business providing credit
bankruptcy
Equal Credit Opportunity Act
Chapter 13
Fair Credit Reporting Act
Chapter 11
Creditor
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