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Take-home pay
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
Extra money that can be spent or saved.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
The result of more money being spent than is earned or received.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
Sometimes called a trade-off; what you give up when you make one choice instead of another.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
Spending, saving, and investing your money so you can enjoy the kind of life you want, along with financial security.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
Expenses that occur regularly and are regularly paid.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
The difference between the budgeted amount and the actual amount you spend.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
Things you want to accomplish.
Fixed expenses
Personal financial planning
Goals
Surplus
Opportunity Cost
Budget variance
Net pay
Deficit
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