D/S Unit 1 Test Review T/F

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When it comes to personal finance, the math is easy. Whatʹs challenging is managing your .

The widespread financial insecurity of Americans is primarily because:

You should save money for three basic reasons: emergency fund, purchases and wealth building.

Since you are a teenager, what you do now with money will have little effect on your financial future.

The first thing you should save for is your retirement fund.

Most Americans today are wealthy and will have financial security when they retire.

If you write a zero-based budget every month, it is not necessary to reconcile your account.

When developing a personal financial plan, one of the first things you should do is assess your current financial situation. This includes your income, assets and liabilities.