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You must establish credit in order to buy a house.
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
Co-signing a loan is a good way to help a friend or relative.
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
A credit score is intended to measure:
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
You can and should obtain a free copy of your credit report annually in order to check for any suspicious activity.
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
Which of the following is not a factor in determining a FICO score?
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
It is okay to use a credit card if you pay it off every month.
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
Which of the following best summarizes how the use of a credit card for purchases instead of cash can change oneʹs spending behavior?
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
Teens are a huge target of credit card companies today.
Studies show that consumers typically spend more when using credit as opposed to cash purchases.
The risk of you not repaying your debt
False
True
False
Paying cash for all purchases
True
False
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