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many different people will use your credit history , they include
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
The amount of an individual's take-home pay after taxes have been taken out
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
your ability to repay the debt. Do you have sufficient $money to repay a loan
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
The true cost of credit that must be disclosed on a loan agreement
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
When making a purchase using an installment plan, the consumers agrees to repay the loan
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
security given for loan, assets to secure the debt
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
good reputation, Integrity Do you pay your bills on time?refers to a borrower's reputation and history of paying obligations. Does the lender see you as a trustworthy person
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
The Five C's of Credit are factors that determine your creditworthiness
Character
employers, loan officers, insurance agents, and landlords
The annual percentage rate (APR)
Capacity
Collateral
over a specified period of time plus monthly interest charges. In equal payments
character, capacity, capital, conditions, and collateral.
Net Income
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