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When it comes to saving money, the amount you save is determined by hose much you have left at the end of the month once all of your spending is done
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False
You save for 3 basic reasons: emergency funds, purchases, and vacations
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True
True
False
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False
Your income level greatly affects your saving habits
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True
True
False
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False
A fully funded emergency fund is 3-6 months of expenses
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False
Americans have a negative savings rate which means they spend more than they save
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False
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False
Most Americans like using credit when it comes to buying big-ticket items like furniture for their home
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True
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False
When developing a personal financial plan, of the first things you should do is assess your current financial situation
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False
Most Americans today are wealthy and have financial security when they retire
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True
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False
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False
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