Personal Finance Vocabulary

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Money put into your account. Also referred to as a credit

a secret combination of letters or numbers. This helps ensure you’re the only person with access to your money.

A loan that helps students pay their school expenses

A service offered by many banks that lets you do many of your banking functions over the Internet.

An amount of money you borrow from a bank or other financial institution on the condition that you pay it back, often with interest.

When you don’t have enough money in your account to cover a check or withdrawal, which usually results in a penalty charged by the bank.

Money the bank pays you to keep your funds in a savings account

Your financial reputation.