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Mark must pay $500 in approved medical expenses before his insurance policy will make any payments. Which feature of health insurance is this?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
Susan is 22, single, and living on her own. She hopes to marry and have children someday. Term insurance has which advantage?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
What is an HMO?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
Alex has insurance that will cover the three months of nursing home care he will need after his automobile accident. Which type of insurance is this?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
What is a deductible?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
What is a beneficiary?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
What is a risk?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
What is COBRA?
long term care
May be purchased by Medicare recipients to cover part/all expenses not covered by Medicare.
The length of time it takes an insurance policy to reach it full value
low cost
Uncertain, unpredictable factors that can lead to losses or damages
An illness or injury that leaves a person unable to work
An initial amount paid by insured for a loss before insurance compensations begin
deductible
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