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How was FHA was able to stimulate the economy?
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
The Federal Housing Administration does not
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
The Federal Housing Administration is the largest insurer of mortgages globally, insuring over 34 million mortages since its birth in
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
Since the birth of FHA, HUD has adopted five core missions EXCEPT
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
How did HUD helped fuel risky lending?
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
The Federal Housing Administration was founded in the early 1930’s. Home ownership in the U.S. was under___due to the strict requirements of having a___downpayment.
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
What is the two kinds of insurance premiums
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
Although the FHA advocated for equal opportunity, many minorities remained disadvantaged until the HUD came to pass with a wide array of civil rights laws
1934
40% ; 50%
Discrimination in Housing Markets
Neglect of examining whether barrowers could make payments on loans classified as affordable
increased construction and building projects
True
Upfront and Monthly
make loans but insures the loans from private lenders
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