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Which is an example of content for a credit contract?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
Han sued a furniture store that verified it provided inaccurate information about his credit history. Which regulation would protect him in having the information corrected?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
Chase Mortgage Company sends quarterly summaries of transactions. Which type of document does the company send?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
Tim has the option of borrowing $5,000 at a 3% interest rate from a local bank. Which loan option would allow Tim to pay the LEAST amount of money?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
After talking with a Sears customer representative about her overdue balance, Tina implemented a strategy that will minimize her debt. Tina used which type of credit assistance?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
Capital Bank reported that John has both savings and checking accounts with its financial institution. Which factor for granting credit related to documentation is this institution
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
Mary paid only $50 for unauthorized charges made to her Capital One MasterCard. Which regulation protected her?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
JCPenney makes sure all applicants are creditworthy before issuing any of them credit cards. Which regulation is JCPenney adhering?
Equal Credit Opportunity Act
Truth-in-Lending Law
Statement of account
Credit data
Debt repayment plan
Repair services fee may apply statement
Fair Credit Reporting Act
Option 1: loan for 6 months
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