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Financial Tech Exam Part 7
Test Description: Financial Tech Exam Part 7
Instructions: Answer all questions to get your test result.
1) Provides a death benefit and builds cash value
A
Temporary life insurance
B
Term life insurance
C
Short term disability
D
Permanent life insurace
2) Fee for violating terms of credit agreement
A
processing fee
B
Penalty
C
Late Fee
D
finance charge
3) Credit to be paid off in a set period of time
A
charge card
B
installment credit
C
revolving credit
D
service credit
4) Protects you if someone is injured on your property
A
major medical
B
long term disability
C
short term disability
D
personal liability
5) Ability to borrow money and pay it back later
A
loan
B
cash
C
charge card
D
credit
6) Provides portion of pay for up to 2 years due to injury or illness
A
long term disability
B
short term disability
C
health insurance
D
life insurance
7) Procedure to relieve someone of excessive debt
A
credit counseling
B
debt consolidation
C
bankruptcy
D
debt management
8) Price paid for insurance coverage
A
copay
B
rebate
C
deductible
D
premium
9) Account one can charge repeatedly up to a maximum limit
A
service credit
B
charge card
C
installment credit
D
revolving credit
10) Amount one must pay before insurance will pay
A
premium
B
copay
C
rebate
D
deductible
*select an answer for all questions
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