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Financial Tech Exam Part 5
Test Description: Financial Tech Exam Part 5
Instructions: Answer all questions to get your test result.
1) Formal agreement to the terms of an offer
A
Contract
B
Acceptance
C
Counteroffer
D
Agreement
2) Money added to an account
A
ATM purchase
B
Deposit
C
Debit
D
Withdrawal
3) Used to access an account; like a password
A
VIN
B
PIN
C
SSN
D
ID
4) Interest rates do not change during the term of the loan
A
variable rate
B
fixed rate
C
floating rate
D
adjustable rate
5) Tool used to track check, withdrawals, deposits, etc.
A
bank statement
B
deposit slip
C
bank reconciliation
D
checkbook register
6) Interest rates change in response to the economy
A
adjustable rate
B
variable rate
C
floating rate
D
fixed rate
7) Used only at an ATM
A
Debit card
B
Check card
C
Gift card
D
ATM card
8) Written order to pay stated amount to stated person or business
A
atm card
B
deposit slip
C
debit card
D
check
9) Check not honored by the bank due to non-sufficient funds
A
bounced check
B
cashier's check
C
post-dated check
D
automatic withdrawal
10) Adjusting the checkbook register and bank statement balances
A
checkbook register reconciliation
B
bank reconciliation
C
check reconciliation
D
deposit reconciliation
*select an answer for all questions
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