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IBTStudyGuide5
Test Description: IBTStudyGuide5
Instructions: Answer all questions to get your test result.
1) Setting financial goals is the step in creating and using a budget.
A
third
B
final
C
second
D
first
2) A user-owned, not-for-profit, cooperative financial institution is called a
A
savings and loan association
B
commercial bank
C
credit union
D
mutual savings bank
3) The maximum amount you may owe on a revolving credit
A
credit limit
B
finance charge
C
budget
D
spending limit
4) A specific study of a job to identify in detail the job duties and skill rquirements is called a(n)
A
job classification
B
job study
C
job review
D
job analysis
5) Which of the following is NOT a major goal of a human resources department?
A
maintain a satisfying work environment
B
set prices on products and services
C
match employee abilities with specific jobs
D
protect employees' health and well-being
6) The portion of people in the labor force who are not working.
A
depression
B
productive rate
C
job rate
D
unemployment rate
7) This type of insurance covers a large number of employees and their family members under one policy.
A
liability insurance
B
group insurance
C
business interruption insurance
D
workers' compensation insurance
8) All of the following are types of insurance a business might purchase to protect its employees EXCEPT
A
health insurance
B
disability insurance
C
life insurance
D
liability insurance
9) The amount a policyholder must pay for insurance coverage.
A
check
B
deductible
C
premium
D
co-pay
10) Which of the following is not a Microsoft Product
A
PowerPoint
B
Excel
C
Scratch
D
Word
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