Biz 8 Intro To Biz Personal Finance II Question Preview (ID: 21304)


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Leasing a vehicle means
a) you own the vehicle
b) you rent the vehicle
c) you can drive it forever
d) you build equity on the vehicle

T/F Since you don't own the vehicle when you lease; that means you can drive it in extreme locations like mountains and woods.
a) True
b) False
c)
d)

T/F Owning a vehicle means you will have lower monthly payments.
a) True
b) False
c)
d)

If you have young kids what would be a wiser decision
a) buying
b) leasing
c)
d)

Which is most accurate when describing U.S. saving habits.
a) we rock, everyone does it
b) only old people do it
c) as a whole country, we are very poor at it, but are making improvements
d) no one saves

What is the biggest reason to save and buy something with cash rather than borrowing money to buy it?
a) you'll get it quicker
b) no interest fees
c) small interest fees
d) builds credit

What does open-end credit mean?
a) You have no limits on borrowing
b) Anyone can borrow
c) Once you pay part of your expense you can borrow more
d) This term doesn't exist

The benefits of credit cards include
a) not waiting to buy something
b) can build credit
c) offers additional perks
d) all of the above

T/F Having a strong credit rating will cost you more in the long run.
a) True
b) False
c)
d)

The best way to build credit is to:
a) max out your cards
b) start young
c) only borrow what you can't afford
d) none of the above

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