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Final Review Part 4
Test Description: Final Review Part 4
Instructions: Answer all questions to get your test result.
1) The people who work with computers while doing business are know as the _______________.
A
small e-workforce
B
i-workforce
C
automated workforce
D
most desirable employees
2) E-tickets are available for all of the following venues EXCEPT
A
movies.
B
museums.
C
concerts.
D
taxis.
3) Another name for money is
A
exchange.
B
barter.
C
unit.
D
currency.
4) Trade disputes occur when
A
nations restrict trade with each other.
B
two nations want to export the same product to another country.
C
two companies in different nations cannot agree on a price.
D
two companies from the same country want to export the same product.
5) All of the following are reasons to restrict trade EXCEPT
A
foreign competition can lower the demand for products made at home.
B
foreign companies' products maybe inferior to those produced at home.
C
companies at home need to be protected from unfair foreign competition.
D
other countries may not have the same environmental or human rights standards.
6) One of government's roles is to
A
provide healthcare for all its citizens.
B
answer foster economic success.
C
generate sales revenues.
D
guarantee the safety of all citizens.
7) The following are public goods EXCEPT
A
libraries.
B
shopping malls.
C
schools.
D
highways.
8) All of the following are transfer payments EXCEPT
A
income tax refunds.
B
unemployment pay.
C
social security.
D
veterans' benefits.
9) Local taxes pay for
A
motor vehicle departments.
B
city, streets, and parks.
C
defense.
D
interstate, highways.
10) Regular savings accounts
A
charge a monthly service fee.
B
generally require a minimum deposit to open an account.
C
offer a high interest rate.
D
have a penalty for early withdrawal.
11) The FDIC (Federal Deposit Insurance Commission)
A
will replace depositors' accounts for up to $50,000 if a banks fails.
B
only insures regular savings accounts in savings and loan associations.
C
is a government agency.
D
also insures money market funds offered by brokerage firms.
12) Which statement is MOST true?
A
Investing is always unpredictable.
B
Investing is always very risky.
C
Investing presents opportunities for people and businesses to increase their income.
D
Successful investing is a matter of luck.
13) The best example of a long-term goal (10 years or more) might be
A
to save enough money to pay for a vacation.
B
to finish college.
C
to finish high school.
D
to save enough money to plan for retirement.
14) All of the following are securities EXCEPT
A
shares of stock.
B
bonds.
C
mutual funds.
D
a certificate of deposit (CD)
15) Because they have low risk, government bonds
A
offer lower interest rates than other bonds.
B
are taxable.
C
offer lower interest rates than savings accounts.
D
offer higher interest than other bonds.
16) A tax break is a special benefit given to promote specific economic or social objectives.
A
True
B
False
17) Someone who agrees to be responsible for a debt if the main applicant does not repay, it is a co-signer.
A
True
B
False
18) A company that sells its products online is called a brick and mortar business.
A
True
B
False
19) Computers were first used by the military.
A
True
B
False
20) It is easier to compare products and prices by shopping in stores rather than by shopping online.
A
True
B
False
*select an answer for all questions
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