You must establish credit in order to buy a house

If you're a victim of identity theft, you're only responsible for paying back half the debt

You can and should obtain a free copy of your credit report annually in order to check for any suspicious activity

You need a credit card to rent a car or check into a hotel

Dave says its okay to use a credit card if you pay it off every month

Teens are a huge target of credit card companies today

Co-signing a loan is a good way to help out a friend or relative

Your FICO score is only affected by your debt

One way to get out of debt is to sell something you have

A payment for a 30 year mortgage is twice as much as a payment for a 15 year mortgage payment

When you use your debit card, the amount is automatically withdrawn from your checking account

The bank will charge a fee for overdrafts on your account

The number one cause of divorce in America is stress and disagreements over money

If you write a zero-based budget every month, its not necessary to reconcile your account

Writing and following a zero-based budget will help you avoid overspending and impulse purchases

Budgeting is crucial to your financial success

Pay yourself first, means you should assign a portion of your income to saving and investing every month

Online bill allows you to make payments to whomever you wish without having to write a check and send it in the mail

Having more than one than one bank account is never a good idea since it can complicate money management

Setting up automatic account transfers is the easiest way to build your savings for your emergency fund or large purchases

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