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PF 7.03
Test Description: 7.03 questions and vocab
Instructions: Answer all questions to get your test result.
1) While Michael was sleeping, his friend used his credit card number to make online purchases. This illustrates:
A
online banking
B
direct deposits and withdrawals.
C
fraud
D
pay-by-phone transfers
2) Thieves in another state withdrew all the money from Cynthia’s account. What financial transaction was MOST LIKELY used?
A
Point-of-sale transfer
B
Pay-by-phone transfer
C
Electronic funds transfer
D
Direct deposit and withdrawal
3) When Sharon read the website’s privacy policy she found that it advised visitorsto notify the store to“opt out”if they did not want their personal information shared.Not opting out
A
require them to print their Social Security number on checks.
B
prevent having cookies placed in their browsers.
C
mean their information would be sold to other businesses.
D
require them to carry a credit card in their wallets.
4) Which is an example of sensitive personal information typically found on financial statements?
A
Internet service provider’s number
B
Stop payment requests
C
Your Social Security number
D
Your cell phone number
5) Scott warned his younger brother not to post a photo of his credit card on Facebook. What form of identity theft is he seeking to avoid?
A
Using technology to capture credit card number from magnetic strip
B
Using card readers to swipe a card and capture the card number
C
Obtaining personal information submitted on the Internet
D
Obtaining personal information from one’s home
6) Identity thieves MOST LIKELY would use stolen credit cards, payroll, or tax information to:
A
obtain jobs.
B
post personal information on the internet.
C
write checks on the account.
D
pose as representatives of banks.
7) Which is a way to protect sensitive personal information?
A
Sharing your passwords with friends
B
Making financial transactions on an insecure site
C
Printing your Social Security number on your checks
D
Asking companies not to use your Social Security number
8) Anthony wants to make it difficult for someone to steal his identity. What should he do?
A
Avoid mailing letters and packages at a U. S. Post Office
B
Tear or shred documents containing personal information before throwing them away
C
Never use cash to make purchases
D
Get a new Social Security number every year
9) What is the definition of cookies?
A
A practice in which companies collect information about the Web sites a consumer visits
B
Small files stored on a computer that enable a Web site to “remember” information about a visitor
C
A part of a system of carrying out financial transactions by computer rather than using checks or ca
D
A website that uses safeguards to protect information from theft during transmission
10) What is online profiling?
A
A part of a system of carrying out financial transactions by computer rather than using checks or ca
B
A practice in which companies collect information about the Web sites a consumer visits
C
Small files stored on a computer that enable a Web site to “remember” information about a visitor
D
A website that uses safeguards to protect information from theft during transmission
*select an answer for all questions
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