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PF 2.01
Test Description: NC Standards
Instructions: Answer all questions to get your test result.
1) Which is an example of an adult in a mid-years family?
A
Steve, age 38, married, two small children
B
Shirley, age 30, single mom with two sons in middle school, adopting an infant girl
C
Terry, age 58, lives with her 60-year-old husband, both plan to retire in five years
D
Tammy, age 23, plans to get married in the spring
2) Which is an example of a typical need of an expanding family?
A
Completing education needed to match career goals
B
Saving money for child's college tuition
C
Transfering funds to pay their son's college tuition
D
Purchasing supplies for a nursery for the new baby
3) Which is a variation of the typical family life cycle?
A
A mother and father have three children in college at the same time.
B
A couple are planning a winter wedding.
C
A mother and father have two children in elementary school.
D
A couple have decided not to have children.
4) Which is an example of a typical need of a beginning family?
A
Planning retirement funds
B
Finding a home large enough for growing children
C
Transferring funds to pay their son's college tuition
D
Completing education needed to match career goals
5) Which is an example of a typical income for an adult in a mid-years family?
A
Large salary for a management position
B
Commission as a salesman for a car dealership
C
Volunteer for a community service organization
D
Minimum wage job
6) Which is an example of a typical income for a teen in a parenting family?
A
Commission as a salesman for a car dealership
B
Minimum wage job
C
Large salary as company vice-president
D
Volunteer to work for a service group with no pay
7) Which is an example of a typical expense for an adult in a launching family?
A
Increased medical bills
B
College tuition
C
Music lessons
D
Down payment for a condominium
8) Doris and Bill Alston met with their lawyer to review their last will to be sure their children would be well-provided-for. Which stage of the life cycle does this illustrate?
A
Basic wealth protection
B
Wealth accumulation
C
Wealth distribution
D
Before financial life cycle begins
9) After her divorce, Marissa earned her master's degree and was hired as an executive in a downtown business firm. Which lifestyle conditions does this illustrate?
A
Dependents, education level, and health condition
B
Marital status, economic outlook, and age
C
Economic outlook, marital status, and employment status
D
Marital status, education level, and employment status
10) Which is a variation of the typical family life cycle?
A
Newlyweds are talking about the best time to start a family.
B
An elderly couple live alone now that their children are grown.
C
A mother and father have two children in high school.
D
A mother's two children are in middle school; the stepfather's two children are grown.
*select an answer for all questions
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